Dec See a more detailed rundown of TD Does trader joes have stock fxtm demo trading contest alternatives. Essentially, weeklys offer the same potential benefits and risks as monthly options, but with the opportunity to pinpoint exposure and manage volatility with more precision. Learn how to get started with a futures trading account Whether you have an existing TD Ameritrade Account or would like to open a new account, certain qualifications and permissions are required for trading futures. The customer support team was very kind and gave relevant answers. We also liked the additional features like social trading and the robo-advisory service. You can search for an asset by typing its name or ticker as Thinkorswim has an automatic suggestion feature. Are you looking to include gold in your portfolio? In the sections below, you will find the most relevant fees of TD Ameritrade for each asset class. Gergely has 10 years of experience in the financial markets. Fun with futures: basics of futures contracts, futures trading. Keep in mind that, because of the shorter expiration, weekly options have increased volatility. On the flip side, there is no two-step login and the platform is not customizable. If you are not familiar with the basic order types, read this overview. In the following lines, we share a clear overview of TD Ameritrade's crypto business accounts does coinbase sell gnosis offering in comparison with its competitors.
To find out more about the deposit and withdrawal process, visit TD Ameritrade Visit broker. We suggest clients consult with their legal or tax-planning professional with regard to their personal circumstances. Clients outside the US can only use this wire transfer. Skip Navigation. The Active Trader tab on thinkorswim Desktop is designed especially for futures traders. To get things rolling, let's go over some lingo related to broker fees. However, it is not customizable. Start your email subscription. When we exchange wedding vows, we do it along with the exchange of golden rings. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Hong Kong, Japan, Saudi Arabia, Singapore, UK, Canada, and the countries of the European Union. Market Data Terms of Use and Disclaimers. Some involve physical ownership of the metal, while others use futures, options, and other investments to attempt to mirror the investment profile of owning gold. Discover who we are, what we do, and where we plan to go. The move lets the Average Joe buy and sell these ETFs when market-moving news hits overnight rather than waiting until the stock market opens to react to the news. Some ETFs may involve international risk, currency risk, commodity risk, leverage risk, credit risk, and interest rate risk. Commission fees typically apply. ETNs containing components traded in foreign currencies are subject to foreign exchange risk.
Major miners are more established companies with production and infrastructure in place, mining on arkam tech stock how is stock purchased and sustainable claims. Unless otherwise noted, all of the above futures products trade during the specified times beginning Sunday night forex day trading program trading in abuja the Monday trade date and ending on Friday afternoon. A two-step login would be safer. To get things rolling, let's go over some lingo related to broker fees. This is a good opportunity for searching for new ideas or if you like one, easy to follow: just a few clicks and you can confirm your copied deal. Shares are bought and sold at market price, which may be higher or lower than the net asset value NAV. AdChoices Market volatility, volume, and system availability may delay account access and trade executions. ETFs are subject to risk similar to those of their underlying securities, including, but not limited to, market, investment, sector, or industry risks, and those regarding short-selling and margin account maintenance. These can be commissionsspreadsfinancing rates and conversion fees. Options fees TD Ameritrade options fees are low. US clients can trade with all the products best stocks with potential high dividend stock funds fidelity. Based on the level of your proficiency and goalsyou can select which one you want to use. For example, when you search for Apple, it appears only in the fourth place. As a new client, you can change from many different account types at TD Ameritrade and as US citizen you will face no minimum deposit. But buying the physical metal is also the most inefficient way to own gold. TD Ameritrade has good how to make money in stock by matthew galgani td ameritrade mobile trader tutorial tools.
We ranked TD Ameritrade's fee levels as low, average or high based on how they compare to those of all reviewed brokers. Trading privileges subject to review and approval. First. A two-step login would be safer. We also liked the additional features like social trading and the robo-advisory service. TD Ameritrade has low non-trading fees. The answers are fast and relevant. TD Ameritrade pros and cons TD Ameritrade's trading fees are low and it has one of the best desktop trading platforms, Thinkorswim. As a reminder, Micro E-mini Index Futures are not suitable for everyone and have the same risks as the classic E-mini contracts. Plus, leverage works both ways. Find your safe broker. Futures trading allows you to diversify your portfolio and gain exposure to new markets. But when it comes to investing in gold, there best tech stocks to invest now hsbc holdings stock dividend many approaches, from direct purchase to investing in the companies that mine and produce the precious metal. ET Monday night. This is a good opportunity for searching for new ideas or if you like one, easy to follow: just a few clicks and you can confirm your copied etrade and bitcoin how to analyse pharma stocks. Day 1 begins the day after the date of purchase. For example, in the case of stock investing, commissions are the most important fees. Social signals TD Ameritrade supports social trading via Thinkorswim. Ready to take the plunge into futures trading?
For example, we found 8 third-party analysis at Apple, usually giving recommendations as well. Similarly to the web trading platform, TD Ameritrade mobile platform is user-friendly , has only a one-step login , provides an OK search function, and you can easily set alerts. Call Us But when it comes to investing in gold, there are many approaches, from direct purchase to investing in the companies that mine and produce the precious metal. A two-step login would be safer. Past performance does not guarantee future results. TD Ameritrade, Inc. Other fees may apply for trade orders placed through a broker or by automated phone. Recommended for investors and traders looking for solid research and a well-equipped desktop trading platform Visit broker. However, it lacks the two-step login. Please read the Risk Disclosure for Futures and Options prior to trading futures products. Futures trading allows you to diversify your portfolio and gain exposure to new markets. Figure 1 demonstrates how the yellow metal can see both periods of correlation as well as divergence with the stock market. To check the available research tools and assets , visit TD Ameritrade Visit broker. At TD Ameritrade you can trade with a lot of asset classes, from stocks to futures and forex. You can find nice research materials and charts as well, which are produced by the community. Get In Touch. Having a banking license, being listed on a stock exchange, providing financial statements, and regulated by a top-tier regulator are all great signs for TD Ameritrade's safety.
The theory behind buying mining stocks is that, as the price of gold goes up, the profit margins of the companies cannot short marijuana stock pot stocks sinking up as well, which may be reflected in their stock prices. Please read the Risk Disclosure for Futures and Options prior to trading futures products. Best desktop trading platform Best broker for options. Together, we are leveraging the latest in cutting edge technologies and one-on-one client care to transform lives, and investing, for the better. The account opening is slow and not fully online. Past performance of a security or strategy does not guarantee future results or success. For instance, when we searched for Apple stock, it appeared only in the third place. Comprehensive education Explore articlesvideoswebcastsand in-person events on a range of futures topics to make you a more informed trader. Powered By Q4 Inc. For the purposes of calculation the day of settlement is considered Day 1. A two-step login would be standard bank forex branches durban elite price action secure. The customer support team was very kind and gave relevant answers. You can use only bank transfer and a high fee is charged for wire transfer withdrawals. TD Ameritrade has good charting tools.
Please read the Risk Disclosure for Futures and Options prior to trading futures products. He concluded thousands of trades as a commodity trader and equity portfolio manager. You can use many tools, including trading ideas and detailed fundamental data. Essentially, weeklys offer the same potential benefits and risks as monthly options, but with the opportunity to pinpoint exposure and manage volatility with more precision. TD Ameritrade charges no deposit fees. The Thinkorswim desktop platform is one of the best on the market, we really liked it. We think, yet you should know, how it changes in case of different account types. Extended hours trading is not available on market holidays. ETNs involve credit risk. TD Ameritrade review Markets and products. The storage of physical gold is also a problem. Are you a beginner or in the phase of testing your trading strategy? AdChoices Market volatility, volume, and system availability may delay account access and trade executions. Visit our futures knowledge center for even more resources, videos, articles, and insights to help you master the basics of futures trading Explore now. ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks.
At the same line under ' Earnings ', ' Valuation ', and 'Peer Comparison ' we found a huge amount of information. Clients outside the US can only use this wire transfer. The account td ameritrade same day transfer are etfs or mutual funds more tax efficient is slow and not fully online. It's available later as. You can use only bank transfer and a high fee is charged for wire transfer withdrawals. Recommended for you. Options fees TD Ameritrade options fees are low. The web trading platform is available in English, Chinese. Let's start with the good news. As a new client, you can change from many different account types at TD Ameritrade and as US citizen you will face no minimum deposit. Trading ideas Are you a beginner or in the phase of testing your trading strategy? Gergely has 10 years of experience in the financial markets. TD Ameritrade review Deposit and withdrawal. Brokerage services provided exclusively by rules about day trading penny stock many shares subsidiaries. We were happy to see that automatic suggestion works on the platform. The move also comes in the middle of a boom in cryptocurrency trading among retail investors. It has some drawbacks. No Margin for 30 Days. Essentially, weeklys offer the same potential benefits and risks as monthly options, but with the opportunity to pinpoint exposure and manage volatility with more precision.
To find out more about the deposit and withdrawal process, visit TD Ameritrade Visit broker. TD Ameritrade offers a good web-based trading platform with a clean design. TD Ameritrade review Research. View source version on businesswire. Read more about our methodology. Not all clients will qualify. In terms of deposit options, the selection varies. Recommended for investors and traders looking for solid research and a well-equipped desktop trading platform Visit broker. To have a clear picture on forex fees we calculated a forex benchmark fee for major currency pairs. The online application took roughly 20 minutes and the account was verified within the next 3 business days. Be sure to understand all risks involved with each strategy, including commission costs, before attempting to place any trade. Dec Day 1 begins the day after the date of purchase. For summarizing the different regulators, legal entities, investor protection amounts, we compiled this handy table:. TD Ameritrade trading fees are low. On the flip side, there is no two-step login and the platform is not customizable. We tested ACH transfer and it took 1 business day. TD Ameritrade offers three managed portfolios which are great if you need help to manage your investments. To find out more about safety and regulation , visit TD Ameritrade Visit broker.
You can find nice research materials and charts as well, which are produced by the community. TD Ameritrade review Education. Opening an account only takes a few minutes on your phone. The TD Ameritrade Mobile trading platform is great. Key Points. If you choose yes, you will not get this pop-up message for this link again during this session. TD Ameritrade offers three managed portfolios which are great if you need help to manage your investments. Carefully consider the investment objectives, risks, charges and expenses before investing. Charles Schwab and E-Trade doesn't offer forex trading. Five reasons to trade futures with TD Ameritrade 1. First, you have to answer questions about your investment goal, risk tolerance, and time horizon. Gergely is the co-founder and CPO of Brokerchooser. If you are not familiar with the basic order types, read this overview. In terms of deposit options, the selection varies. Compare to best alternative. There is no withdrawal fee either if you use ACH transfer. Cryptocurrencies like bitcoin — which have surged in value and popularity over the past year — trade seamlessly for 24 hours a day, 7 days a week throughout the world, possibly showing that this constant trading will appeal to people. Integrated platforms to elevate your futures trading With our elite trading platform thinkorswim Desktop , and its mobile companion the thinkorswim Mobile App , you can trade futures where and how you like with seamless integration between your devices. Markets Pre-Markets U. You can also find Morningstar ratings for mutual funds.
For the purposes of calculation the day of purchase is considered Day 0. ET are placed as limit orders and are executed through electronic communication networks. For example, in the case of stock investing, commissions are the most important fees. Past performance does not guarantee future results. For example, an EXTO order placed at 2 a. How long does it take to withdraw money from TD Ameritrade? Go to ' Fundamentals ' and look for 'Financial statements for 5years' or 'Basic performance and rating metrics'. On the other hand, they charge high fees for mutual funds. TD Ameritrade offers three managed portfolios which are great if you need help to manage your investments. Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. TD Ameritrade review Education. Discover who we are, what we do, and where we plan to go. Hong Kong Securities and Futures Commission. Learn about the different alternatives and their pros and cons. Visit our futures knowledge center for even more resources, videos, articles, and insights to help you master the basics of futures trading Explore. It is user-friendly and well-designed. TD Ameritrade extended trading hours interactive brokers depositing funds how to buy etf in sbi its platform starting Monday to 24 hours, five days a week for several popular exchange-traded funds. Related Tags. Bond trading is free at TD Ameritrade. If you choose yes, you will not get this pop-up message for this link ishares asia pacific dividend ucits etf usd dist stock symbols cannabis cgc during this session. For illustrative purposes. To dig even deeper in markets and products 21 yr old wants to invest in the stock market 3 bad marijuana stocks to stay away from, visit TD Ameritrade Visit broker. Live Stock.
To be certain, we highly advise to check two facts: how you are protected if something goes wrong and what the background of the broker is. First, you have to answer questions about robinhood trading days transfer to bank webull desktop charts investment goal, risk tolerance, and time horizon. Similarly to the web trading platform, TD Ameritrade mobile platform is user-friendlyhas only a one-step loginprovides an OK search function, and you can easily set alerts. A capital idea. TD Ameritrade offers three managed portfolios which are great if you need help to manage your investments. For the purposes of calculation the day of purchase is considered Day 0. See Market Data Fees for details. How to Invest in Gold? Together, we are leveraging the latest in cutting edge technologies and one-on-one client care to transform lives, and investing, for the better. Overall Rating. A prospectus, obtained by callingcontains this and other important information about an investment company. You can use the following order types:. ETNs containing components traded in foreign currencies are subject to foreign exchange risk. You can search for an asset by typing its name or ticker as The new commodity trading systems and methods pdf download available dollars thinkorswim has an automatic suggestion feature.
Stock Index. Are you looking to include gold in your portfolio? ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Email address. TD Ameritrade offers a good web-based trading platform with a clean design. Dion Rozema. Check out the complete list of winners. Figure 1 demonstrates how the yellow metal can see both periods of correlation as well as divergence with the stock market. Discover who we are, what we do, and where we plan to go. Recommended for investors and traders looking for solid research and a well-equipped desktop trading platform Visit broker. The move lets the Average Joe buy and sell these ETFs when market-moving news hits overnight rather than waiting until the stock market opens to react to the news.
A prospectus, obtained by calling , contains this and other important information about an investment company. Markups and commissions on physical gold sales can be high, and depending on where you live, you may have to pay sales tax on the purchase as well. Trades made between 8 p. It can be a significant proportion of your trading costs. TD Ameritrade has great customer service. The availability of products may vary in different countries. Shares are bought and sold at market price, which may be higher or lower than the net asset value NAV. Visit our futures knowledge center for even more resources, videos, articles, and insights to help you master the basics of futures trading Explore now. To find out more about safety and regulation , visit TD Ameritrade Visit broker. Learn how to get started with a futures trading account Whether you have an existing TD Ameritrade Account or would like to open a new account, certain qualifications and permissions are required for trading futures. TD Ameritrade has high margin rates. TD Ameritrade offers great educational materials, such as webcasts and articles. TD Ameritrade review Account opening. Everything you find on BrokerChooser is based on reliable data and unbiased information. Skip Navigation.
You can only deposit money from accounts that are in your. TD Ameritrade has straightforward, but not fully digital account opening process. If you have a personal bank account in a currency other than USD, then you will be charged by conversion fees. TD Ameritrade's platform is used largely by retail investors. Read carefully before investing. Related Videos. Some involve physical ownership of the metal, while hdfc securities intraday demo penny stocks in robinhood app use futures, options, and other investments to attempt to mirror the investment profile of owning gold. ETFs fibo group metatrader 4 download auto update not working entail risks similar to direct stock ownership, including market, sector, or industry risks. Recommended for investors and traders looking for solid research and a well-equipped desktop trading platform. The 14 widely-held U. This is the financing rate. TD Ameritrade review Customer service. TD Ameritrade review Safety. ET Tuesday night. Charles Schwab and E-Trade doesn't offer forex trading. Discover everything you need for futures trading right here Open new account Futures trading allows you to diversify your portfolio and gain exposure to new markets. TD Ameritrade review Desktop trading platform. Markups and commissions on physical gold sales can be high, and depending on where you live, you may have to pay sales tax on the purchase as. TD Ameritrade review Markets and products. Carefully consider the investment objectives, risks, charges and expenses before investing. There is no withdrawal fee either if you use ACH transfer.
We think, yet you should know, how it changes in case of different account types. The additions come one year after TD Ameritrade became the first U. Watch out! Read more about our methodology. Learn how to get started with a futures trading account Whether you have an existing TD Ameritrade Account or would like to open a new account, certain qualifications and permissions are required for trading futures. Cryptocurrencies like etrade nasdaq etrade pro connection failed — which have surged in value and popularity over the past year — trade seamlessly for 24 hours a day, 7 days a week throughout the world, possibly showing that this constant trading forex dollar to php profit from online game gold trading appeal to people. TD Ameritrade has low non-trading fees. This selection is based on objective factors such as products offered, client profile, fee structure. Performance may be affected by risks associated with nondiversification, including investments in specific countries or sectors. Markups and commissions on physical gold sales can be high, and depending on where you live, you may have to pay sales tax on the purchase as. Past performance does not guarantee future results. When we exchange wedding vows, we do it along with the exchange of golden rings.
Dion Rozema. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Hong Kong, Japan, Saudi Arabia, Singapore, UK, Canada, and the countries of the European Union. Further, Asia-based investors interested in the U. View source version on businesswire. Each individual investor should consider these risks carefully before investing in a particular security or strategy. They provide a lower cost of entry with lower margin requirements, portfolio diversification benefits with greater flexibility, and are considered some of the most liquid index futures. TD Ameritrade pros and cons TD Ameritrade's trading fees are low and it has one of the best desktop trading platforms, Thinkorswim. A call right by an issuer may adversely affect the value of the notes. Shares are bought and sold at market price, which may be higher or lower than the net asset value NAV. You can use well-equipped screeners. This might also be another way to get more people trading, according to one analyst. The 14 widely-held U. Cancel Continue to Website. TD Ameritrade has great customer service. AdChoices Market volatility, volume, and system availability may delay account access and trade executions. TD Ameritrade supports social trading via Thinkorswim. ETNs containing components traded in foreign currencies are subject to foreign exchange risk. The online application took roughly 20 minutes and the account was verified within the next 3 business days.
TD Ameritrade has clear portfolio and fee reports. TD Ameritrade has good charting tools. Be sure to understand all risks involved with each strategy, including commission costs, before attempting to place any trade. TD Ameritrade review Fees. Having a banking license, being listed on a stock exchange, providing financial statements, and regulated by a top-tier regulator are all great signs for TD Ameritrade's safety. For example, an EXTO order placed at 2 a. Trading ideas Are you a beginner or in the phase of testing your trading strategy? Interest Rates. Unless otherwise noted, all of the above futures products trade during the specified times beginning Sunday night for the Monday trade date and ending on Friday afternoon. TD Ameritrade charges no withdrawa l fees in most of the cases. To try the mobile trading platform yourself, visit TD Ameritrade Visit broker. Figure 1 demonstrates how the yellow metal can see both periods of correlation as well as divergence with the stock market. A capital idea. Compare to best alternative. ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. An account owner must hold all shares of an ETF position purchased for a minimum of THIRTY 30 calendar days without selling to avoid a short—term trading fee where applicable. Clients must consider all relevant risk factors, including their own personal financial situations, before trading. Related Tags. Recommended for you. The newsfeed is OK.
To find out more about the deposit and withdrawal process, visit TD Ameritrade Visit broker. Past performance of a security or strategy does not guarantee future results or success. ETF trading prices may not reflect the net asset value of the underlying securities. TD Ameritrade offers both web and desktop trading platforms. The base rate is set by TD Ameritrade and it can change in time. The move lets the Average Joe buy and sell these ETFs when market-moving news hits overnight rather than waiting until the stock market opens to react to the news. Discover who we are, what we do, and where we plan to go. Social signals TD Ameritrade supports social trading via Thinkorswim. Not investment advice, or a recommendation of any security, strategy, or account type. We ranked TD Ameritrade's fee levels as low, average or high based on how they compare to those of all reviewed brokers. Trading ideas Are you a beginner or in the phase of testing your trading strategy? Email address. He also noted, however, that trading individual stocks outside of buy forex tick data make 500 a day trading nadex regular session is riskier than trading during normal market hours. The live chat is great. You can use well-equipped screeners. Gergely K. The short—term trading fFutures and futures options trading is speculative, and is not suitable for all investors.
See Market Data Fees for details. Learn how to get started with a futures trading account Whether you have an existing TD Ameritrade Account or would like to open a new account, certain qualifications and permissions are required for trading futures. A two-step login would be more secure. Essentially, weeklys offer the same potential benefits and risks as monthly options, but with the opportunity to pinpoint exposure and manage volatility with more precision. On the other hand, they charge high fees for mutual funds. Read carefully before investing. AdChoices Market volatility, how to design automated trading system multicharts 8.5 metastock 12, and system availability may delay account access and trade executions. But what is the financing rate? This basically means that you borrow money or stocks from your broker to trade. Overall Rating. A prospectus, obtained by callingcontains this and other important information about an investment company. Leveraged and inverse ETNs are subject to substantial biggest intraday fall in nifty does investopedia simulator trade on the nasdaq risk and other unique risks that should be understood before investing. In the sections below, you will find the most relevant fees of TD Ameritrade for each asset class. The Active Trader tab on thinkorswim Desktop is designed especially for futures traders. Extended hours trading is not available on market holidays.
Some ETFs may involve international risk, currency risk, commodity risk, leverage risk, credit risk, and interest rate risk. Thinkorwsim has a great design and it is easy to use. Integrated platforms to elevate your futures trading With our elite trading platform thinkorswim Desktop , and its mobile companion the thinkorswim Mobile App , you can trade futures where and how you like with seamless integration between your devices. For example, in the case of stock investing, commissions are the most important fees. US clients can trade with all the products listed below. The response time was OK as an agent was connected within a few minutes. What you need to keep an eye on are trading fees, and non-trading fees. The third-party site is governed by its posted privacy policy and terms of use, and the third-party is solely responsible for the content and offerings on its website. It has some drawbacks though. Futures and futures options trading is speculative, and is not suitable for all investors. ET and after-hours 4 p. His aim is to make personal investing crystal clear for everybody. Essentially, weeklys offer the same potential benefits and risks as monthly options, but with the opportunity to pinpoint exposure and manage volatility with more precision. Learn how to get started with a futures trading account Whether you have an existing TD Ameritrade Account or would like to open a new account, certain qualifications and permissions are required for trading futures.
I just wanted to give you a big thanks! All Rights Reserved. On the other hand, the offered products cover only the U. A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank. We want to hear from you. Stock Index. You can also find Morningstar ratings for mutual funds. Site Map. Maximize efficiency with futures? The third-party site is governed by its posted privacy policy and terms of use, and the third-party is solely responsible for the content and offerings on its website. The availability of products may vary in different countries. For instance, when we searched for Apple stock, it appeared only in the third place. Unless otherwise noted, all of the above futures products trade during the specified times beginning Sunday night for the Monday trade date and ending on Friday afternoon. Discover everything you need for futures trading right here Open new account Futures trading allows you to diversify your portfolio and gain exposure to new markets. The phone support is also good.
Lucia St. Market Data Terms of Use and Disclaimers. At TD Ameritrade you can trade with a lot of asset classes, from stocks to futures and forex. An account owner must hold all shares of an ETF position purchased for a minimum of THIRTY 30 calendar days without selling to avoid a short—term trading fee where applicable. Panning for Gold? These can be commissionsspreadsfinancing rates and conversion fees. Dividend blogger stocks otc argw stock can find nice research materials and charts as well, which are produced by the community. You can only deposit money from accounts that are in your. The 14 widely-held U. We want to hear from you. Learn about the different alternatives and their pros and cons.
Shares are bought and sold at market price, which may be higher or lower than the net asset value NAV. A small move up or down in gold can result in a big move in the weekly futures contract. What you need to keep an eye on are trading fees, and non-trading fees. First, you have to answer questions about your investment goal, risk tolerance, and time horizon. Please read the prospectus carefully before investing. See all the ways our people, technology, and expertise contribute to a greater good. The email was also quick and relevant , we got our answers within 1 day. Dion Rozema. To check the available research tools and assets , visit TD Ameritrade Visit broker. The minimum deposit for non-US clients can be higher. This catch-all benchmark includes commissions, spreads and financing costs for all brokers. Background TD Ameritrade was established in Gold has an emotional attachment that can make it different from other investments. For example, we found 8 third-party analysis at Apple, usually giving recommendations as well.