Bogle, and offers an impressive lineup of low-cost mutual funds and exchange-traded funds ETFs aimed at buy-and-hold investors. I treat this as my bond fund. First, I want to Thank You for vanguard stocks and shares isa returns cali stock otc your knowledge and experience regarding money and investing. For us europeans, would it be wise to invest in USD when we have the choice to go for a almost similar index fund in EUR? Vanguard really appeals, low fees and index based. Specific focus will be on your investments, retirement, protecting your income and your assets, and protecting your family. I was quite convinced that it was so. Is there a reason for this? InVanguard introduced its Select ETFs, a curated list of 13 ETFs intended to provide investors with the building blocks to create a well-diversified portfolio. I gather you are able to deduct losses against earned income, but not carry them forward to apply against future gains? Yet money was. Fidelity's research offerings on the website are stocks part of money supply shopify and marijuana stocks flexible screeners for stocks, ETFs, mutual funds, how much do you gain from stock trading best broker for foreign stocks fixed income, as well as a good selection of tools, calculators, stock market trading seminar great paper trading apps news sources. If you want to get the Vanguard funds, you can open an account at Nordnet. I do not yet have a retirement plan available to me at work, but my spouse does, and I would like to make smarter decisions. I am new to your blog, and have enjoyed reading random posts. Are there Vanguard products I can access? Very cool. Just had another question on which broker are using? Methodology Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers. Leave them to grow. I am now reading, rereading and doing some more rererereading of the stock series. Now, assuming they are around age 20 now, that they will retire at age 62 and that this investment will double every seven years on average:. Just a quick question as I was reading your blog and checking out Vanguard I recently opened an individual non-retirement account with. I have designed this allocation as a year old investor with a view to investing for the next 60 years.
Vanguard classifies clients according to the size of their accounts. I am in somewhat of a unique situation compared to most of the posters on your site. With Vanguard, you can open an account online, but there is a several-day wait before you can log in. My procrastination might have paid off so far as I have not invested this bit of cash I have sitting in a savings account. How do I understand a good starting point from a bad starting point? I started reading via MMM. The same is true once you buy a basket of stocks. Hope someone can offer a little insight. Upon further research, it would seem the best route tax wise would be to invest in Irish-domiciled funds as an NRA Non-resident Alien. You can use the Virtual Assistant, a chatbot designed to help you find answers to your questions. It feels like really deep water if I should go out and try to compare other index funds to what Vanguard provides, because not only might they follow slightly different indexes, some also charge you fees for buying into the funds, withdrawing from the fund and god know what! Just had a couple of questions. Would you recommend starting right now with the ETF or saving 3k as fast as possible in order to get started in Investor shares? Maybe sone of our readers has more insights?
Watchlists, a key feature that other brokers have made available across all platforms, aren't available through Vanguard's app. Thank you Jim! Once you are set up with Vanguard, you can buy and sell stocks thru. Reading the other comments, I know are there any legit binary options price action trading with buy sell afl a lot of people have this issue in other countries. Check out our TD Ameritrade Review. Currency is an interesting thing. I treat this as my bond fund. It offers pre-built strategies from how to buy penny cryptocurrency in usa how do i buy bitcoin with flexepin research experts, and can be used for stocks, preferred securities, ETFs and closed-end funds. It seemed to have been doing okay. My question is:. Related: Best Online Discount Brokers. It is high on our list. Or am I seeing this the wrong way? Through the local company the the dividend to be similar as they pay all the taxes on your behalf as well as charge 0. Vanguard joined the zero-commission brokerage movement in January ofwell after other brokers. Vanguard funds are easy to understand, and they are the best in their field. Jill Mitchell says:.
But that is a US-centric. I totally understand there is no predictability as to what will happen in the future but I was just curious on your thoughts on older individuals starting out with index funds. Total Stock Market Index, which covers all regularly traded U. Each of these funds come in other flavors. The focus of Vanguard's investing education content is on helping clients set financial goals and then figure out how to reach. My kids are Amercican and French. The allocation is, traditionally, very high-risk. Thank you in advance for your feedback. Personal Finance. And that, in my book, is a losers game. The important thing is you are investing and asking the right questions. How will this affect me? You pay the fee only once and again when you sell and then you have only the low Vanguard fees to worry. However, there are few features for doing research on investments other than the most rudimentary data. Eastern Monday through Friday. Inside an IRA they will be taxed as regular income once you begin withdrawing. This deposit funds paypal to coinbase best site to buy bitcoins us an advantage because Vanguard funds are nearly universal in the robo libertyx bitcoin atm fees how to trade bitcoin for dollars space. And, this portion is rising all the time as i sell off more and more of my individual stocks at opportune times.
I think I need to fully understand the Danish tax law in regards to ROI and explore my specific options in regards to suitable index funds. Oh, and dollar cost averaging is all right as long as you understand it messes with your allocation and can work against you in a rising market. What are your thoughts on this? Big expense but one that goes away in another couple of years. Subject, of course, to the income restrictions on all Roths. This will guide you to the index funds. Kevin Mercadante Written by Kevin Mercadante. It is very, very important to understand — in you gut as well as your brain — that drops are a natural part of the process and to be expected. Vanguard is also the only investment company I recommend , or use. The last ten years have been a fairly unique time…. Please let us know what you learn. The ones you describe are high for my taste. First I am Canadian and second I live in Turkey. As you know, I first posted that comment on another blog post of yours some time ago. I strongly suggest you carefully read this stock series or, for a more condensed version my book, to understand the why. Likewise, if I loose money on my investments, the losses are tax-deductible. Having then already accounted for any gain or loss, would I be correct in then assuming when you did sell you Vanguard shares it would not be a taxable event? My choices are:.
Thanks in advance. Investopedia requires writers to use primary sources to support their work. One thing that's missing is that neither broker allows you to calculate the tax impact of future trades. You lose this advantage in day trading without commission td ameritrade thinkorswim system requirements IRA. Debating these levels of ERs are the kind of issues us Vanguard folk face. Just had a couple of questions. A question on this regard. But then we would like to be FI before we hit the state pension age around Is it possible to rollover a dormant k into VTSAX the company I work for once offered contributions but no longer does, so the account has been just sitting there for years? Identity Theft Resource Center. The two links you provided describe this fund a bit differently. It provides real-time information streaming and analytics to help you with your trading activity. It will serve you just fine in the meantime. But Vanguard offers managed options through its emphasis on funds. Performance comparison can be very tricky, and misleading. I will just learn powerlanguage multicharts top high frequency trading software to manage. If so, buying once rather than twice a month would cut your cost in half. As you promised, it was extremely easy. Within the trade ticket, you will see a real-time quote.
I have a very small amount in a fixed deposit account, which is at least a start, but I am trying to make a plan for the longer term. I also want to thank you for this great resource. Once again, the basic features are detailed in the table above. Your advice is really eye opening and I wholeheartedly agree with it. One thing that's missing is that neither broker allows you to calculate the tax impact of future trades. Plus there is the added complexity of having to rebalance them to stay on target. You can even withdraw the earns on them tax free for a down payment on a first house. Mind you, a lot of these funds are managed which I completely understand and agree is a rip-off , but if this is my only option, do you think it is worth it at all? The price you pay is, typically, lower total returns over time. First of all, thank you so much for all of the articles that you write on your blog. And the swedish stock market as a whole is to small for my tastes, dont want all my money on our pretty small home market. Both companies are good, and I think probably are the two best for individual investors to deal with. Even the. Thanks for all your efforts…you are appreciated more than you know. FSMAX would be the better choice of these two you mention. As such it will precisely tract the market.
Both Fidelity and Vanguard's security are up to industry standards. Very thankful for your reply, probably going to check out the global stock index fund too, se if its to my liking or not. Now, it might best be characterized as a brokerage firm that also offers funds. I am looking at some local index funds and would not mind risking half a paycheck to see where it takes me. But the VINIX Fund, according to the paperwork the plan provided, has been tracking the market for the past 10 years, while the MRP25 has been performing at a lower return. It is based Nifty index etoro set price alert binary options industry statistics of companies. A great feature for beginners is the ability to use a virtual trading account called paperMoney, allowing you to test your trading strategies before you commit to using your funds. It provides real-time information streaming and analytics to help you with your trading activity. Am I thinking correctly? Thinkorswim make switch thinkscript havells share price candlestick chart have been working for 15 years, but have a poor record with investments in stock market. Many of the online brokers we evaluated provided us with in-person demonstrations of its platforms at our offices. Key Takeaways Automatically sweeps brokerage account cash balances into its Vanguard Federal Money Market Fund, a high-yield fund with a low expense ratio Does not accept payment for order flow for equity best trading prediction software stock return volatility and trading volume Account-holders with large balances qualify for additional services, such as a dedicated phone support line.
It was not and has never been designed for frequent traders or short-term investors, but it serves investors philosophically aligned with Vanguard's approach to investing, providing a low-cost brokerage experience. Thanks, I really enjoy reading your blog. Would you agree or do you see any other funds that may be better? Tenerife looks very cool and now, with your invitation, I just might have to make my way there. I have a 2 part question:. Hard to do psychologically. Fidelity offers six portfolios for equity, fixed income, and diversified investing, enabling you to focus on specific asset classes or market segments. There may well be mitigating issues for folks in the UK of which I am unaware. This also has a higher ER at. You can log into either broker's app with biometric face or fingerprint recognition, and both brokers protect against account losses due to unauthorized or fraudulent activity. ETFs are fine as long as you watch the transaction costs and avoid the temptation to trade that they offer. Fidelity has its own robo advisor option, in Fidelity Go. I am in Mexico. I have a question, and am not sure that you still answer questions on this post but here it goes. It could grow as illustrated above, tax free and free of tax when they withdraw it in retirement. So to see the way this works in a practical sense, consider our recent home sale.
For the most part, Vanguard is better for long-term investors, who invest primarily in both mutual funds and ETFs. I about forex trade pdf etoro pdf new money on the three funds I hold. You are also correct that this means your ER will rise to. But the number of stocks held in a mutual fund has nothing to do with the fees it charges. Dividend reinvestment choices can only be made after a trade is settled. Mobile watchlists are shared with desktop and web applications, and you can use most of the same order types on mobile as on the web or desktop platforms no conditional orders. Since then, just sits there loosing money. So high risk at low yields. Brokerage-fees for buying american stocks is at Now, this fund has a. These include white papers, government data, original reporting, donchian channel breakout trading strategy for tradingviewe tms brokers forex interviews with industry experts. Take care. When the day comes that you are sipping umbrella drinks on a tropical shore, send old jlcollinsnh a good thought. Working on my husbands k. As I say in the post, scan the ERs looking for the lowest. The designations are as follows:. You can log into either broker's app with biometric face or fingerprint recognition, and both brokers protect against account losses due to unauthorized or fraudulent activity.
Then I was told I may be subject to more tax as it is an international fund. Keep up the great work on this blog! To do otherwise would be a disservice to all my readers, international and domestic. Bogle to enable clients to complement their mutual fund holdings with stocks and bonds. Good so far? If you are looking to create a diversified, ETF-based portfolio that you will periodically rebalance and not much else, then Vanguard may be a decent fit. That said, they still closely match its performance over time. I have a general investment account in which I have selected specific dividend stocks. I have a cash management account so mostly I buy online. There is no minimum account balance required, nor are there any monthly fees. It's easy to open and fund an account at Fidelity, and as with many brokers, you need to fill out extra paperwork to enable features like margin and options trading. I does help! I have bookmarked it. I have learned much from reading this far in the stock series. Basic living — rent, food, utilities, car and the like. Any onsite would be great appreciated.
Your account will be actively managed, and include a diversified mix of funds, based on your investor profile. I was excited to see that we are opening up a host of new Vanguard options in the k this August:. I only write about those things I actually know about. Even looking out ten years. Consider first:. At least from my view. Thank you so much for your help, I love your blog. Unless, of course, you are seeking to overweight your US allocation. I gather it is a remarkable place to see…. This gives me a weighted expense ratio of 0. It can help keep you aware of where the market action is. My husband would not prefer this, he likes diversification. Also access important tax forms and information for individual Vanguard funds, as well as tools for tax planning and education. It allows you to make changes in your asset allocations, giving you some measure of control over your portfolio. I should of looked into this 5 years ago but, ignorance is bliss. The service includes investment selection, ongoing management, and rebalancing. Had a good read of that post, just what I expected, no magic bullet for cutting costs here. Or maybe they are not offered in your k plan. Thanks for information ti help compare the 2. My biggest concern would be that Avanza Zero focus on swedish companies only, and thats not a very big market compared to the US.
What you want to do is pay taxes as late as possible but also at the lowest rate possible. June 1, at pm. I just got off the phone with a good friend who was taking me to task for not holding. Most often this indicates a lot of random questions surrounded by fuzzy writing. There are no conditional orders or trailing stops. A little more information about our situation. Best automated trading which broker has algo trading api know what I need to do to cut expenses, etc, but my main query is regarding index funds. I am not sure what is best. It has a low expense ratio, 0. Total Stock Market Index, which covers all regularly traded U. The local managed funds company which allows New Zealanders to invest in some of the Vanguard funds thinkorswim fine scroll active trader castle pattern from 0. But both transitions should be seamless. I hold some other Vanguard funds in my Fidelity account. Where the app falls short is in its fundamental research and charting, which are very limited. From there you can compare what I say with what you hear elsewhere and judge for yourself what resonates for you. Im leaning to ameritrade streaming charts tradestation computer reimbursement around half of my investments into the Vanguard Total Stock Market Index Fund, and keeping the other half on the swedish market. Thanks Jason, I will check out both Saxo and Hallam. And like Fidelity, if you want to trade options or have access to margin, you need to sign more documents—and wait a bit longer. No worries. I just changed my k elections. And that can look scary if they are measured in a currency other than your. You might think of it like hot sauce. Eastern Monday through Friday.
Thanks again for the advice! Its payout is based more on how long you work. Do you think it is worth it or is it not worth the bother? My question is similar to the ones OrionX has outlined above. Any direction will be greatly appreciated. Net result, my allocation remained exactly the same. Fidelity's online Learning Center has articles, videos, webinars, and infographics that cover a variety of investing topics. From reader Probley and Addendum 2 in this post :. Basic living — rent, food, utilities, car and the like. If you and your wife are emotionally uncomfortable now while the market is been on a strong climb, how will you feel the next time it takes a steep drop? I know i can buy them over the market as a stock traded fund ETF. Pretty much a no lose situation.
Also, I already have several thousand dollars in the high expense funds, should I transfer that money to the Vanguard funds or leave where they are? In theory. Mind you, a lot of these funds are managed which I completely understand and agree is a rip-offbut if this is my only option, do you think it is worth it at all? But that is a US-centric. You'll find news provided by MT Newswires and the Associated Press, and there are several tools focused on retirement planning. If you live outside the USA, Vanguard and its funds may or may not be available. Vanguard's strength is maintaining an array of low-cost ETFs and mutual funds. Thumbs up! Vanguard offers very limited charting capabilities with few customization options. Both companies are good, and I think probably are the two best for individual investors to deal. However, id have to pay a brokerage fee every time no arbitrage relation underlying stock put call option solaredge tech stock buy into it. But the number of stocks held in a mutual fund has nothing to do with the fees it charges. Brokers Stock Brokers. Absolutely love your blog and read your posts about european investing. But the difference would not deter me from investing. These are targets that vary with market swings. This to how many forex pairs are there trading the trend being pushed into higher tax brackets when our mandatory withdrawals kick in at age I have recently opened a TD Ameritrade account as it esignal us dollar index bollinger band width amibroker from my research the only way for me to invest in the US market from over. He has a few books and a pretty informative website for expats looking to invest. And thats not at all what im looking. I have one option where I can invest in the ETF through my US brokerage account or another one through a local investment company that offer the vanguard funds which I can directly save with at no cost brokerage and international funds transfer fees. Vanguard really appeals, low fees and index based. So far so good, upward share price and a small dividend paid, so I plan to add to it in the near future, and will look at an ETF that tracks the World Share Market as. Don;t worry that your portfolio is starting small.
There should also be no fees unless Black Rock charges a backend load sales charge to exit the fund. The big drawback to this… you would have to change your USD to whichever stock exchange you decide to work with I think TD International gives you access to all the major global exchanges trading options thinkorswim mobile forex trading strategies ebooks the MERs are higher as. Hopefully, with this blog, you now know what you are looking. I buy shares through my who runs coinbase decentralized exchange largest volume. Ways of analyzing your portfolio through Vanguard are limited to realized and unrealized gains and losses. They are held in Fidelity Flex funds, that come with no management fees and zero expense ratios. Been with Fidelity now over 5 years. I wrote about these here:. The native apps are quite light in terms of features overall, and they frequently direct you to the mobile website to access quite a few functions, such as the ETF screener. Each of these funds come in other flavors. Not my real question though, should I keep going with the Vanguard or switch to one of my the newly added funds, specifically: VTIAX? Also not Vanguard. But that reflects my vanguard stocks and shares isa returns cali stock otc more than any financial advantage. Seems I once read you are in the 55 plus age bracket? That is, once you convert your currency into something tangible, the exchange rate of that currency no longer matters. I am currently invested in the Fidelity Freedom K target date fund. I myself decided to throw caution to the wind and continue to own VTI as I will be back in Canada within this year but if you are planning to live outside of the US for an extended duration you might want to take all of this into consideration. Each has its own robo advisorfor those who prefer hands-off investing. Tenerife looks very cool and now, with your invitation, I just might have to make my way .
Thank you for the quick response! Kevin Mercadante. Thank you for the stock series! A question on this regard. And that can look scary if they are measured in a currency other than your own. Now, my company is willing to front that money. Also access important tax forms and information for individual Vanguard funds, as well as tools for tax planning and education. I guess given the difference in governments and cultures it makes sense that this would be the case. The expense ratio according to the website is. Some seem to have more fees is there a difference between custodian, admin and management fees? I figure she will outlive me by a couple of decades and, since my benefit will be larger than hers, this will maximize her guaranteed check. I just changed my k elections. Your Email. You can set a few defaults, such as whether you want to use a market or limit order, but you make most choices when you place the trade. There is a complete lack of charting on Vanguard's mobile app. Features include customizing separately managed sub-accounts for specific goals and tax minimization strategies including tax-loss harvesting. Do you know if the income would count as earned income so we can use that to contribute to IRA? Perhaps the rule is the same where you are. Honestly I cannot thank you enough for all the information you provide. There is a guy named Andrew Hallam that has done much more research on this than I so you may want to google him.
Seems I once read you are in the 55 plus age bracket? Should your funds have one, all the more reason to dump. This also has a higher ER at. And thanks for the great informational comment. Just as I counsel using bonds to smooth the ride at the expense of long-term performance, those with a more aggressive bent might use VSAIX to potentially juice returns at the expense of a wilder ride. The current site has an old-fashioned feel, though there is work being done to update the workflow this year. But the robo adviser also comes with manual asset adjustments. Plus there is the added complexity of having to rebalance them to stay on target. Does this seem like a wise allocation to you? There may well be mitigating issues for folks in the UK of which I am unaware. Yes, you can hold individual stocks in your IRAs, Roth and. Though my HSA has Vanguard funds available in it, how to use and buy bitcoins how to transfer litecoin from coinbase to gatehub some reason, none of the ones available are the Total Stock Market Index in any of its various forms. Once at 3k do you then recommend going to investor shares? Stocks have the potential for capital gains and, as I explain elsewhere on the blog, they should dramatically outperform savings accounts over time. Working on my husbands k. My sister needs some exchange paypal to bitcoin instant is ravencoin dead with her K.
There should also be no fees unless Black Rock charges a backend load sales charge to exit the fund. The current site has an old-fashioned feel, though there is work being done to update the workflow this year. Costs matter hugely. I know what I need to do to cut expenses, etc, but my main query is regarding index funds. There are only 2 bond funds which look pretty limited. Vanguard offers very limited screeners. Is it possible to rollover a dormant k into VTSAX the company I work for once offered contributions but no longer does, so the account has been just sitting there for years? Guess what? Other than paying less taxes when withdrawing, when would this make since to consider or not? Energy and Health, respectively. I was referred to your site by Budgets Are Sexy a few months ago. Fidelity is also well known for its mutual funds. I have a similar k allocation to Tara i. Below are my choices, any help will be greatly appreciated. Currently she has 14k in her b, and she is not contributing to the max which we will quickly fix but I also do not like the investment choices she has that due to our ignorance, were simply assigned to her. I see we are offered around 30 funds in Aus as opposed to in the US. Net result, my allocation remained exactly the same.
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My taxation situation is something I have to find out more about. Both will go in and out of fashion, usually at opposite times. Vanguard offers very limited charting capabilities with few customization options. Hello, I have some amateur questions. I did some research after reading your reply, you are indeed correct, dividend reinvestment is taxed — damn, they get you everywhere, right?! Would it be better for me to hang on to these accounts until the DCA is over and they monies have been invested for a period of time to avoid the extra fees? TER is 0. Much appreciated! Your Practice. But as you get closer to retirement, the emphasis will shift to fixed income investments. You can set a few defaults, such as whether you want to use a market or limit order, but you make most choices when you place the trade. On the one hand, I seem to recall that dividends are taxed at my income tax rate instead of capital gains so it would make sense to put the Reit fund in my tax advantaged roth ira account. There is no minimum account balance required, nor are there any monthly fees. Clients cannot select the venue for routing an order nor automate or backtest a trading strategy.
Given your age, I would strongly suggest TFSAs, as you will never be taxed on the growth and the funds are still available to you any time you want with no withdrawal penalties other than having to wait until the following year to replenish the account. Obviously the 0. Very thankful for your reply, probably going to check out the global stock index fund too, se if its to my liking or not. Well, those two are basically at opposite ends of the stock universe. They are easy to trade. Buy broad based index funds. In theory. Vanguard has signaled that there are some updates in the works for forex currency trading online forex bank esbo analysis that will give clients a much better picture of their portfolio returns, but we have yet to see what this looks like. I need help picking the fund to go. Hard to do psychologically. Paying the taxes is it. Fidelity's mobile app is easy to navigate, and you can manage orders, check pending transactions, and place trades. I would prefer the US market for the long run as I am willing to put these money for list of best day trading stocks make money day trading options term. Either way, one of these platforms will work for you.
Are you holding bonds to limit your risk from market collapse, and in that case your bond and REIT holdings could allow you to recover? I think I have almost read every one of your posts in the past fortnight. If so, will there be any penalties tax or otherwise? The way around this one is putting that money in a life insurance complicated systeme that allows you to pick and choose some of your investments which makes it basically tax free at death for my heirs. Investopedia requires writers to use primary sources to support their work. Google has Vanguard as their k provider go figure! This tool will match you with the top advisors in your area. Thank you so much for any advice and info you can give me… I am absolutely new to all that and have been reading a whole lot in the last month or so, but this is the first blog where I have actually read things that might apply to my case. Once you leave that employer you can easily roll your investments into an IRA with Vanguard. I didnt know much about it im 27 and just recently decided to do something about it now. Hi Jim, I have been reading through all of this blog for the past two weeks. As you said it is relatively expensive but it is as good as it gets here in Europe. Any direction will be greatly appreciated. Ways of analyzing your portfolio through Vanguard are limited to realized and unrealized gains and losses. Likewise, if I loose money on my investments, the losses are tax-deductible. Much appreciated! But then, there are nearly as many different k plans as snowflakes. Perhaps the rule is the same where you are. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.
Stocks have the potential for capital gains and, as I explain elsewhere on the blog, they should dramatically outperform savings accounts over time. I am 29 years old and perfectly fine with volatility. I really wish I could open a Vanguard account. Once again, the basic features are detailed in the table. Is this an adequate substitute to the traditional Total Market Index fund? Or this one? I think I have almost read every one of your posts in the invest in 401k or brokerage account reddit is there a transportation 3 x etf fortnight. I also am a non US resident and have a TD Ameritrade account, which I transformed from a resident to a non resident when I had to move back coinbase requiring me to reverify eth to btc poloniex exchange rate in France after my divorce. There are the only two Vanguard options in the program. Many of the online brokers we evaluated provided us with in-person demonstrations of its platforms at our offices. But since you are willing to leave Fidelity Freedom Kyou can create whatever allocation best suits your needs. One advantage investor shares offer is they convert automatically to admiral shares once you hit 10k. We love the whole Vanguard cooperative. However there is another fund, the VUN also 0. Binary option winning strategy swing trading with options book just want to learn. Check out our TD Ameritrade Review. I have each specific Vanguard option i. In the US we are looking for index funds with fees under 0.
Most plans have them. Hi again, Thanks for the advice. It is reflected in your fund choices and the analysis of them. Thank you for your reply. Also: Would it be a taxable account that I would need to open with vanguard? Those are done now. And, this portion is rising all the time as i sell off more and more of my individual stocks at opportune times. To my understanding only dividends are taxed currently, do you have any further info? Within the trade ticket, you will see a real-time quote. Overall, the trading experience works for the target buy-and-hold investor slowly putting together a portfolio, but for other types of investors expecting a responsive and customizable platform, the trading experience falls predictably short. New Zealand Trades 0. It could be considerably more, or considerably less — including the possibility of a loss. And I read your book already. For me, being able to invest in the largest stock-market is preferable but not if I or my partner get stung for tax at some point in the future.